Unlock Cash Flow from Your Invoices? Let Fluid Help.
Power up your business with faster access to working capital.
Are you a F&B supplier? With Fluid, you can get instant access to flexible working capital and get paid upfront while offering your buyers flexible credit terms.
Apply Now
Get Paid Faster
Don’t wait 30-60 days. Convert your invoices into upfront cash within 48 hours.
Grow Without the Cash Flow Gap
Focus on sales and operations, we’ll take care of your working capital.
Support Your Buyers
Let your buyers enjoy flexible payment terms while you stay cash-flow positive.
How It Works
Apply in Minutes
Submit a quick application through Fluid's portal, no paperwork or complicated forms.
Get Instant Approval
Your buyers receive credit decisions within minutes.
Get Funded
Fluid advances you up to 90% of the invoice value (minus a small fee). Fluid handles the rest.
Your Buyers Pay Later
Choose to repay in fixed terms that you prefer, 15, 30, 45, 60 days.
Transparent, Tailored Fees
The cost of financing is based on your buyer’s profile. You’ll see your rates and repayment terms clearly after completing a simple application, no commitment required, no hidden fees.
Why Food Market Hub Vendors Choose Fluid
No Collateral Needed
Flexible Repayment Options
Fast Access to Funds
Transparent Terms with No Hidden Fees
Fluid's End-to-End Workflows Made Possible with Al

Real Results from Food Suppliers

Nichol Ng
CEO of X-Inc Group of companies
Unlike any other typical fintech players, Fluid listens to our needs and provides customized solutions to FoodXervices. I'm excited to revolutionize the traditional F&B industry with Fluid!
Ready to Keep Your Business Moving Without Waiting Payment?
Apply Now
It’s free, fast, and get paid on day 1.
📍 Exclusively for Food Market Hub vendors
@ 2025 Fluid All rights reserved
Unlock Cash Flow from Your Invoices? Let Fluid Help.
Power up your business with faster access to working capital.
Are you a F&B supplier? With Fluid, you can get instant access to flexible working capital and get paid upfront while offering your buyers flexible credit terms.
Apply Now
Get Paid Faster
Don’t wait 30-60 days. Convert your invoices into upfront cash within 48 hours.
Grow Without the Cash Flow Gap
Focus on sales and operations, we’ll take care of your working capital.
Support Your Buyers
Let your buyers enjoy flexible payment terms while you stay cash-flow positive.
How It Works
Apply in Minutes
Submit a quick application through Fluid's portal, no paperwork or complicated forms.
Get Instant Approval
Your buyers receive credit decisions within minutes.
Get Funded
Fluid advances you up to 90% of the invoice value (minus a small fee). Fluid handles the rest.
Your Buyers Pay Later
Choose to repay in fixed terms that you prefer, 15, 30, 45, 60 days.
Transparent, Tailored Fees
The cost of financing is based on your buyer’s profile. You’ll see your rates and repayment terms clearly after completing a simple application, no commitment required, no hidden fees.
Why Food Market Hub Vendors Choose Fluid
No Collateral Needed
Fast Access to Funds
Flexible Repayment Options
Transparent Terms with No Hidden Fees
Fluid's End-to-End Workflows Made Possible with Al
Auto Bill Matching
Select Fluid at Checkout
Buyer Repays Fluid
Repay Later
Select Buyers
Choose Terms & Confirm
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1
2
4
4
Receive Final 10%
Supplier Gets Paid
Get Paid 90% Upfront
SUPPLIERS PORTAL
GET PAID ON DAY 1
BUYERS PORTAL
Pay Bills Later
Fluid's Al Agent
BNPL CHECKOUT
For B2B Marketplaces
1
1
3
3
ERP
SITES
Real Results from Food Suppliers

Nichol Ng
CEO of X-Inc Group of companies
Unlike any other typical fintech players, Fluid listens to our needs and provides customized solutions to FoodXervices. I'm excited to revolutionize the traditional F&B industry with Fluid!
Ready to Keep Your Business Moving Without Waiting Payment?
Apply Now
It’s free, fast, and get paid on day 1.
📍 Exclusively for Food Market Hub vendors
@ 2025 Fluid All rights reserved